Website Disclosure

Form CRS and our Firm ADV helps consumers learn about who we are, what we do, how we charge and any conflicts of interest.

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NOTE: NO ADVICE IS CONFLICT FREE, ALL ADVICE, RECOMMENDATIONS, SERVICES PROVIDED, SUGGESTIONS, ACTIONS, SOLICITATIONS, EDUCATION, ADVISORS, AFFILIATES OF KERR WEALTH CREATE A CONFLICT AND INCOME EARNED BY ADVISORS & AFFILIATES, OTHER SOURCES, OUTSIDE BUSINESS IS A CONFLICT OF INTEREST AND ALL INVESTMENTS HAVE RISK OF SOME LOSS OR COMPLETE LOSS OF  YOUR PRINCIPAL INVESTMENT. BEING FIDUCIARIES DOES NOT MEAN WE OFFER A CONFLICT FREE SERVICE. IT MEANS WE MUST DISCLOSE WHAT CONFLICTS EXIST. IN THIS INSTANCE ALL ASPECTS OF WHO WE ARE, WHAT WE DO AND HOW WE ARE COMPENSATED REPRESENTS A DIRECT CONFLICT OF INTEREST.

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DeCicco Capital is an Investment Advisor Representative and Branch office of Kerr Financial Planning Corporation. DBA Kerr Wealth Management. Kerr Wealth Management is a fee-only, registered investment advisor committed to acting in a fiduciary capacity for all clients. As fiduciaries, we are legally required to place your best interests above our own. However, under applicable investment advisor regulations, we must also acknowledge that all financial advice—regardless of intent or structure—has the potential to present conflicts of interest. Kerr Wealth Management does not sell investment products, earn commissions, or receive third-party compensation of any kind. Our only compensation comes directly from our clients through clearly defined fees. This helps minimize conflicts, though it does not entirely eliminate them. We are not attorneys, accountants, or insurance agents, and we do not provide legal, tax, or insurance advice. Any tax or legal information provided during our planning process is general in nature and should not be interpreted as a substitute for consultation with a licensed attorney, CPA, or insurance professional. Investing involves risk, and past performance is not indicative of future results. Clients should carefully consider their own situation and consult with appropriate professionals before making financial decisions. For complete details about our firm’s practices, services, and regulatory filings, please review our Form ADV, available upon request or through the SEC’s Investment Adviser Public Disclosure (IAPD) website.

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Custodial services are provided by Charles Schwab and may change in the future at any time. 

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Investments are managed with discretion which means we also have limited power of attorney of customer accounts in order to manage investments with discretion.